ATM Services
|
| Transaction Fees |
Spending Accounts |
E-Account |
| Own ATM Withdrawal |
$1.50 |
$ - |
| CU ATM Withdrawal |
$1.50 |
$ - |
| Interac® ATM Withdrawal |
$3.00 |
$3.00 |
| US ATM Withdrawal |
$5.00 |
$5.00 |
| International ATM Withdrawal |
$5.00 |
$5.00 |
Cheque Services
|
| Transaction Fees |
Spending Accounts |
E-Account |
| Certified Cheque (Member) |
$15.00 |
$15.00 |
| Cheque - Stop Payment |
$15.00 |
$15.00 |
| Official Cheque - Draft |
$15.00 |
$15.00 |
| Single Cheque Search/Image |
$10.00 |
$10.00 |
| Bank Draft - Foreign Funds |
$20.00 |
$20.00 |
| Cheque Drawn on Non-Chequing Account & E-Account |
$10.00 |
$10.00 |
| NSF Cheque |
$49.00 |
$49.00 |
| Post Dated Cheques - Single Cheque |
$5.00 |
$5.00 |
| US Cheque Drawn on Canadian Account |
$20.00 |
$20.00 |
| US Dollar Draft |
$20.00 |
$20.00 |
| Unauthorized Overdraft |
$5.00 + Interest |
$5.00 + Interest |
Member/Debit Card Service
|
| Transaction Fees |
Spending Accounts |
E-Account |
| Debit Card - Canada |
$1.50 |
$ - |
| Debit Card - Cross Border |
$5.00 |
$5.00 |
| Debit Card - Online |
N/A |
N/A |
| Replace lost or damaged card |
$10.00 |
$10.00 |
Electronic Fund Transfer/Member Direct
|
| Transaction Fees |
Spending Accounts |
E-Account |
| Wire Transfer - Incoming |
$15.00 |
$15.00 |
| Wire Transfer - Outgoing |
$40.00 |
$40.00 |
| Wire Transfer - US & Other Countries |
$55.00 |
$55.00 |
| Preauthorized Payments |
$1.50 |
N/A |
| Interac® e-Transfer - Send Money |
$1.50 |
$ - |
| Self Serve Phone Transfer |
$1.50 |
$ - |
| Self Serve Phone Bill Payment |
$1.50 |
$ - |
| Internet Bill Payment |
$1.50 |
$ - |
| Telephone Transfer - Assisted (CCU Staff) |
$5.00 |
$5.00 |
Non Sufficient Funds
|
| Transaction Fees |
Spending Accounts |
E-Account |
| Chargeback |
$10.00 |
$10.00 |
| Garnishee Fee |
$40.00 |
$40.00 |
In Branch Teller Services
|
| Transaction Fees |
Spending Accounts |
E-Account |
| In Branch Withdrawal |
$1.50 |
$5.00 |
| In Branch Transfer |
$1.50 |
$5.00 |
| In Branch Bill Payment |
$1.50 |
$5.00 |
| Reference Letter: Account Balance |
$20.00 |
$20.00 |
| Reference Letter: Bank Verification |
$20.00 |
$20.00 |
| Reference Letter: Interest Earned |
$20.00 |
$20.00 |
| Stop Payment |
$15.00 |
$15.00 |
| Photocopies (per page) |
$1.50 |
$1.50 |
| Faxes |
$5.00 |
$5.00 |
| Record Search (per hour) |
$35.00 |
$35.00 |
| Voucher Search < 90 Days (per item) |
$15.00 |
$15.00 |
| Paper Statement Mailed without Images (Incl. In-Branch Statement |
$5.00 |
$5.00 |
| Paper Statement Mailed with Images |
$5.00 |
$5.00 |
Night Depository Services
|
| Transaction Fees |
Spending Accounts |
E-Account |
| Night Depository Key Access (annual fee) |
$25.00 |
$25.00 |
| Night Depository Key Replacement |
$40.00 |
$40.00 |
| Night Depository Bags (per 100 bags) |
$30.00 |
$30.00 |
Safety Deposit Boxes
|
| Transaction Fees |
Spending Accounts |
E-Account |
| Safety Deposit Box - Small |
$60.00 |
$60.00 |
| Safety Deposit Box - Medium |
$85.00 |
$85.00 |
| Safety Deposit Box - Large |
$125.00 |
$125.00 |
| Safety Deposit Box - XLarge |
$175.00 |
$175.00 |
| Safety Deposit Box Drilling Cost |
Billed by provider + $50 |
Billed by provider + $50 |
| Safety Deposit Box Key Replacement |
$40.00 |
$40.00 |
Transfers & Account Closures
|
| Transaction Fees |
Spending Accounts |
E-Account |
| Account Closed Before 90 Days |
$10.00 |
$10.00 |
| Account Transferred to Another FI |
$50.00 |
$50.00 |
| Account Transferred to Another CU |
Free |
Free |
| Dormant Account - Initial Administration Fee |
$50.00 |
$50.00 |
| Dormant Account - Monthly Maintenance Fee |
$5.00 |
$5.00 |
| RRSP Transfer Out |
$100.00 |
$100.00 |
| RRSP Transfer to Another CU |
$15.00 |
$15.00 |
| TFSA - Full Transfer to Another FI |
$100.00 |
$100.00 |
| TFSA - Partial Transfer to Another FI |
$100.00 |
$100.00 |
| TFSA - Partial Transfer to Another CU |
$15.00 |
$15.00 |
| Term Deposit Early Redemption Fee |
$100.00 |
$100.00 |
| RRSP Withdrawal Fee |
$50.00 |
$50.00 |
| High Interest Savings |
2 free me-to-me transactions per month ($5.00 per transaction after) |
Lending & Administrative Services
|
| Delinquent Loan Notice |
$49.00 |
| Discharge (mortgage is paid off without penalty) |
$300.00 |
| Letter of Interest Paid (for tax purposes) |
$20.00 |
| Security Registration Personal Property or Manufactured Home and Renewal - 5 Years |
$98.00 |
| Security Registration Personal Property or Manufactured Home and Renewal - 10 Years |
$144.00 |
| Security Registration Personal Property or Manufactured Home and Renewal - 15 Years |
$191.00 |
| Security Registration Personal Property or Manufactured Home and Renewal - 20 Years |
$237.00 |
| Security Registration Personal Property or Manufactured Home and Renewal - 25 Years |
$283.00 |
| Modification (changing payment terms) |
$25.00 |
| Modification (changing payment terms) Business |
Min. $100.00 or 0.25% of outstanding amount |
| Mortgage Transfers to Another FI |
$300.00 |
| Unauthorized Overdraft |
$5.00 |
| Commercial Annual Review Fee |
$300.00 |
| Late Filing Fee Year End Financial Statements (per month) |
$75.00 |
| Commercial Mortgage Renewal Fee |
$100.00 |
| Bridge Financing - Personal |
$100.00 |
| Bridge Financing - Business |
1.00% of applied amount |
| Commercial Application Fee |
1.00% of lending amount |
| Demand Loan Application Fee |
$50.00 |
| Construction Mortgage Fee |
$1500 as per loan guidelines |
| Letter of Credit Fee (initial and annual fee as a percentage of face value) |
1.5% |
| In Branch Appraisal/Inspection (mileage + fee) |
$100.00 |
| Appraisals |
Direct Billed by Provider |
| Assumptions (fee + lawyer cost) |
$100.00 |
| Collection Item - Sent |
$25.00 |
