Service Fees


ATM Services

Transaction Fees Spending Accounts E-Account
Own ATM Withdrawal $1.50 $ -
CU ATM Withdrawal $1.50 $ -
Interac® ATM Withdrawal $3.00 $3.00
US ATM Withdrawal $5.00 $5.00
International ATM Withdrawal $5.00 $5.00

Cheque Services

Transaction Fees Spending Accounts E-Account
Certified Cheque (Member) $15.00 $15.00
Cheque - Stop Payment $15.00 $15.00
Official Cheque - Draft $15.00 $15.00
Single Cheque Search/Image $10.00 $10.00
Bank Draft - Foreign Funds $20.00 $20.00
Cheque Drawn on Non-Chequing Account & E-Account $10.00 $10.00
NSF Cheque $49.00 $49.00
Post Dated Cheques - Single Cheque $5.00 $5.00
US Cheque Drawn on Canadian Account $20.00 $20.00
US Dollar Draft $20.00 $20.00
Unauthorized Overdraft $5.00 + Interest $5.00 + Interest

Member/Debit Card Service

Transaction Fees Spending Accounts E-Account
Debit Card - Canada $1.50 $ -
Debit Card - Cross Border $5.00 $5.00
Debit Card - Online N/A N/A
Replace lost or damaged card $10.00 $10.00

Electronic Fund Transfer/Member Direct

Transaction Fees Spending Accounts E-Account
Wire Transfer - Incoming $15.00 $15.00
Wire Transfer - Outgoing $40.00 $40.00
Wire Transfer - US & Other Countries $55.00 $55.00
Preauthorized Payments $1.50 N/A
Interac® e-Transfer - Send Money $1.50 $ -
Self Serve Phone Transfer $1.50 $ -
Self Serve Phone Bill Payment $1.50 $ -
Internet Bill Payment $1.50 $ -
Telephone Transfer - Assisted (CCU Staff) $5.00 $5.00

Non Sufficient Funds

Transaction Fees Spending Accounts E-Account
Chargeback $10.00 $10.00
Garnishee Fee $40.00 $40.00

In Branch Teller Services

Transaction Fees Spending Accounts E-Account
In Branch Withdrawal $1.50 $5.00
In Branch Transfer $1.50 $5.00
In Branch Bill Payment $1.50 $5.00
Reference Letter: Account Balance $20.00 $20.00
Reference Letter: Bank Verification $20.00 $20.00
Reference Letter: Interest Earned $20.00 $20.00
Stop Payment $15.00 $15.00
Photocopies (per page) $1.50 $1.50
Faxes $5.00 $5.00
Record Search (per hour) $35.00 $35.00
Voucher Search < 90 Days (per item) $15.00 $15.00
Paper Stamement Mailed without Images (Not Incl. In-Branch Statement $5.00 $5.00
Paper Statement Mailed with Images $5.00 $5.00

Night Depository Services

Transaction Fees Spending Accounts E-Account
Night Depository Key Access (annual fee) $25.00 $25.00
Night Depository Key Replacement $40.00 $40.00
Night Depository Bags (per 100 bags) $30.00 $30.00

Safety Deposit Boxes

Transaction Fees Spending Accounts E-Account
Safety Deposit Box - Small $60.00 $60.00
Safety Deposit Box - Medium $85.00 $85.00
Safety Deposit Box - Large $125.00 $125.00
Safety Deposit Box - XLarge $175.00 $175.00
Safety Deposit Box Drilling Cost Billed by provider + $50 Billed by provider + $50
Safety Deposit Box Key Replacement $40.00 $40.00

Transfers & Account Closures

Transaction Fees Spending Accounts E-Account
Account Closed Before 90 Days $10.00 $10.00
Account Transferred to Another FI $50.00 $50.00
Account Transferred to Another CU Free Free
Dormant Account - Initial Administration Fee $50.00 $50.00
Dormant Account  - Monthly Maintenance Fee $5.00 $5.00
RRSP Transfer Out $100.00 $100.00
RRSP Transfer to Another CU $15.00 $15.00
TFSA - Full Transfer to Another FI $100.00 $100.00
TFSA - Partial Transfer to Another FI $100.00 $100.00
TFSA - Partial Transfer to Another CU $15.00 $15.00
Term Deposit Early Redemption Fee $100.00 $100.00
RRSP Withdrawal Fee $50.00 $50.00
High Interest Savings 2 free me-to-me transactions per month ($5.00 per transaction after)

Lending & Administrative Services

Delinquent Loan Notice $49.00
Discharge (mortgage is paid off without penalty) $300.00
Letter of Interest Paid (for tax purposes) $20.00
Security Registration Personal Property or Manufactured Home and Renewal - 5 Years $98.00
Security Registration Personal Property or Manufactured Home and Renewal - 10 Years $144.00
Security Registration Personal Property or Manufactured Home and Renewal - 15 Years $191.00
Security Registration Personal Property or Manufactured Home and Renewal - 20 Years $237.00
Security Registration Personal Property or Manufactured Home and Renewal - 25 Years $283.00
Modification (changing payment terms) $25.00
Modification (changing payment terms) Business Min. $100.00 or 0.25% of outstanding amount
Mortgage Transfers to Another FI $300.00
Unauthorized Overdraft $5.00
Commercial Annual Review Fee $300.00
Late Filing Fee Year End Financial Statements (per month) $75.00
Commercial Mortgage Renewal Fee $100.00
Bridge Financing - Personal $100.00
Bridge Financing - Business 1.00% of applied amount
Commercial Application Fee 1.00% of lending amount
Demand Loan Application Fee $50.00
Construction Mortgage Fee $1500 as per loan guidelines
Letter of Credit Fee (initial and annual fee as a percentage of face value) 1.5%
In Branch Appraisal/Inspection (mileage + fee) $100.00
Appraisals Direct Billed by Provider
Assumptions (fee + lawyer cost) $100.00
Collection Item - Sent $25.00