Rates

Prime Rate (Rates effective 2022-07-20) Rates
Community Credit Union Prime Rate 4.75%
Short Term Deposits Rates
HISA 0.50%
TFSA Savings 0.55%
RRSP, RRIF, RESP 0.60%
Term Deposits - Non Reedeemable(RRSP, RRIF, TFSA, RESP) Rates
One Year 4.05%
18 Months - Special 4.20%
Two Year 4.25%
Three Year 4.30%
Four Year 4.00%
Five Year 4.25%
Rate Climber - Redeemable on 3rd and 4th anniversary Rates
1 Year 3.80%
2 Years 3.90%
3 Years 4.00%
4 Years 4.10%
5 Years 4.25%
Effective Yield 4.34%
Business High Interest Electronic Savings Rates
Less than $25,000 0.25%
Less than $250,000 0.30%
Less than $500,000 0.35%
Less than 1,000,000 0.45%
$1,000,000 and greater 0.55%
First Mortgage Rates - Closed Rates
6 Month 8.25%
1 Year 5.00%
2 Year 5.20%
3 Year 5.55%
4 Year 5.95%
5 Year 6.05%
5 Year Term high ratio (CMHC insured) 5.80%
Loans Rates
New to 1 Year Old Secured Car Loan 5.25%
Secured Loans 5.25%
Unsecured Loans - as low as 9.95%
Overdraft Under 1000 dollars 21.00%
Line of Credit over 1000 dollars - starting at 5.75%
Line of Credit Mortgage Secured - starting at 5.25%