
Rates
Prime Rate (Rates effective 2022-07-20) | Rates |
---|---|
Community Credit Union Prime Rate | 4.75% |
Short Term Deposits | Rates |
---|---|
HISA | 0.50% |
TFSA Savings | 0.55% |
RRSP, RRIF, RESP | 0.60% |
Term Deposits - Non Reedeemable(RRSP, RRIF, TFSA, RESP) | Rates |
---|---|
One Year | 4.05% |
18 Months - Special | 4.20% |
Two Year | 4.25% |
Three Year | 4.30% |
Four Year | 4.00% |
Five Year | 4.25% |
Rate Climber - Redeemable on 3rd and 4th anniversary | Rates |
---|---|
1 Year | 3.80% |
2 Years | 3.90% |
3 Years | 4.00% |
4 Years | 4.10% |
5 Years | 4.25% |
Effective Yield | 4.34% |
Business High Interest Electronic Savings | Rates |
---|---|
Less than $25,000 | 0.25% |
Less than $250,000 | 0.30% |
Less than $500,000 | 0.35% |
Less than 1,000,000 | 0.45% |
$1,000,000 and greater | 0.55% |
First Mortgage Rates - Closed | Rates |
---|---|
6 Month | 8.25% |
1 Year | 5.00% |
2 Year | 5.20% |
3 Year | 5.55% |
4 Year | 5.95% |
5 Year | 6.05% |
5 Year Term high ratio (CMHC insured) | 5.80% |
Loans | Rates |
---|---|
New to 1 Year Old Secured Car Loan | 5.25% |
Secured Loans | 5.25% |
Unsecured Loans - as low as | 9.95% |
Overdraft Under 1000 dollars | 21.00% |
Line of Credit over 1000 dollars - starting at | 5.75% |
Line of Credit Mortgage Secured - starting at | 5.25% |