Rates

Prime Rate (Rates effective 2023-07-06) Rates
Community Credit Union Prime Rate 6.70%
Short Term Deposits Rates
HISA 1.75%
TFSA Savings 0.80%
RRSP, RRIF, RESP 0.85%
Term Deposits - Non Reedeemable(RRSP, RRIF, TFSA, RESP) Rates
One Year 5.10%
18 Months 5.10%
Two Year 4.75%
Three Year 4.40%
Four Year 4.15%
Five Year 4.05%
Rate Climber - Redeemable on 3rd and 4th anniversary Rates
1 Year 3.80%
2 Years 3.95%
3 Years 4.00%
4 Years 4.05%
5 Years 4.10%
Effective Yield 4.30%
Business High Interest Electronic Savings Rates
Less than $25,000 1.75%
Less than $250,000 1.80%
Less than $500,000 1.90%
Less than 1,000,000 1.95%
$1,000,000 and greater 2.00%
First Mortgage Rates - Closed Rates
6 Month 9.30%
1 Year 7.60%
2 Year 7.30%
3 Year 7.05%
4 Year 6.85%
5 Year 6.30%
5 Year Term high ratio (CMHC insured) 6.20%
Loans Rates
New to 1 Year Old Secured 6.45%
Secured Loans (incl cars) 7.65%
Unsecured Loans - as low as 10.50%
Overdraft Under 1000 dollars 21.00%