Rates

Prime Rate (Rates effective 2023-07-06) Rates
Community Credit Union Prime Rate 6.70%
Short Term Deposits Rates
HISA 1.75%
TFSA Savings 0.80%
RRSP, RRIF, RESP 0.85%
Term Deposits - Non Reedeemable(RRSP, RRIF, TFSA, RESP) Rates
One Year 5.05%
18 Months 5.10%
Two Year 5.25%
Three Year 4.50%
Four Year 4.25%
Five Year 4.35%
Rate Climber - Redeemable on 3rd and 4th anniversary Rates
1 Year 4.00%
2 Years 4.05%
3 Years 4.10%
4 Years 4.15%
5 Years 4.20%
Effective Yield 4.45%
Business High Interest Electronic Savings Rates
Less than $25,000 1.75%
Less than $250,000 1.80%
Less than $500,000 1.90%
Less than 1,000,000 1.95%
$1,000,000 and greater 2.00%
First Mortgage Rates - Closed Rates
6 Month 10.05%
1 Year 7.35%
2 Year 6.95%
3 Year 6.75%
4 Year 6.50%
5 Year 6.35%
5 Year Term high ratio (CMHC insured) 6.30%
Loans Rates
New to 1 Year Old Secured 6.80%
Secured Loans (incl cars) 7.95%
Unsecured Loans - as low as 10.75%
Overdraft Under 1000 dollars 21.00%