Low Fee Mastercard with Choice Rewards

More Reasons, More Often

Annual Fee: $24
Additional Card: No Fee
Grace Period: 21 days
Interest Rate: 18.75%
Credit Limit: $1,000 - $50,000

This card includes all the features of the Low Fee MasterCard card plus enrolment in the CHOICE REWARDS® program. Find out how fast and easy rewards are with CHOICE REWARDS®.


  • 90-day Purchase Protection
  • Extended Warranty
  • Trip Cancellation Insurance
  • Credit Card Registry
  • Common Carrier Travel Accident Insurance
  • Optional Balance Protection Insurance

    Core features:

    • Global Acceptance at 17 million locations worldwide
    • ATM Access at over 890,000 locations
    • 24-hour lost/stolen card assistance
    • Emergency cards and emergency cash
    • Master RoadAssist® 24-hour roadside assistance at pre-set rates


Apply Now for a Low Fee MasterCard card with CHOICE REWARDS and receive 1,000 CHOICE REWARDS points!



  • Earn 1 point for every $1.00 charged for retail purchases or balance transfers
  • Redeem points for brand-name merchandise from the CHOICE REWARDS catalogue
  • Redeem points for free travel from the CHOICE REWARDS travel agency
  • No restrictions on travel:                  
    •  Any seat                 
    •  Any carrier (airline, cruise, ski package, etc.)
    •  Any travel time (even during seat sales and blackout periods)
    •  Any destination

90-day Purchase Protection

  • Protection against loss, theft and damage for items purchased with your MasterCard card
  • Items will be replaced or repaired, or you will be reimbursed the purchase price
  • Items given as gifts are also covered
  • Some limitations apply - see the certificate of insurance when you receive your card

Extended Warranty

  • The manufacturer’s warranty is automatically extended for up to one additional year for items purchased with your MasterCard card
  • Items must have a valid warranty in Canada
  • Some limitations apply - see the certificate of insurance when you receive your card

Trip Cancellation Insurance

  • Applies if you, a family member, or a travelling companion falls ill, experiences serious injuries or passes on unexpectedly, and requires you to cancel your tickets at the last minute
  • At least 75% of the down payment for the trip must have been paid with your MasterCard card
  • Tickets will be refunded to $1,000 per account per trip

Credit Card Registry

  • Register all your credit cards at one location
  • If lost or stolen, one call cancels them all
  • No additional fee for this service

Common Carrier Travel Accident Insurance

  • You’re covered for up to $100,000 in the event of an accident when a portion or all of your ticket is purchased with your MasterCard card

Optional Balance Protection Insurance

  • Protection if your earnings are affected by job layoff, involuntary dismissal, disability, illness or accident
  • Payment is made on your MasterCard account until you return to work, up to $10,000
  • In the event of loss of life, your entire account will be paid off, up to $10,000
  • Premium is $.80 cents for every $100 of outstanding balance
  • You do not pay a premium if you do not carry a balance

Master RoadAssist®

  • 24-hour roadside assistance at pre-set rates
  • Access the service via a toll-free number
  • Service is charged to your MasterCard account
  • No membership fee

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