How to Avoid Online Fraud Pt.2

9. Try not to keep financial information on your laptop

Laptops are much more likely to be stolen than desktops: try not to store any financial information on your laptop unless absolutely necessary. It’s also important to ensure that your computer is password protected in case it is misplaced.

10. Note down the details of companies you buy from

If you’re purchasing a product online, make a note of the address and phone number of the company you’re buying from – especially if it’s a small or independent retailer. Do not just rely on an email address; if the company is not genuine the information may help you to get your money back.

11. Use encrypted sites where possible

Social networks and websites may ask you whether you would like to turn on encryption – you should select yes if this is an option. If the site is preceded by ‘https’ this is an indication that it has been independently verified and that they are who they say they are. A padlock symbol will also be displayed in the address bar, which means that any login or payment processes on the site are secure.

12. Look for the ‘Norton Secured’ seal

The ‘Norton Secured’ seal is displayed on many trustworthy sites; this means that the site you’re visiting has been authenticated by us and is protected against malware.

13. Check for company email atddresses

If you’re receiving communications claiming to be from your bank, an online store, a social network, or any other company, the email should be sent from an email extension registered to that company. Banks do not correspond with their customers from email addresses provided by gmail.com, yahoo.co.uk etc. – it’s safer to avoid sending personal details via email at all if you can avoid it.

14. Do not send or receive money on others’ behalf

Banks do not generally allow UK customers to make transfers overseas using Internet banking services and since many fraudsters are based overseas, they require UK residents to transfer funds for them. If you have received an unsolicited email from a sender asking to transfer money into your account, this money is likely to be stolen from other UK bank accounts. If you comply you are not only aiding criminals, which is an offence, but you’re also giving these people access to your bank account.

15. Destroy financial data when throwing it away

There are opportunities for thieves to gain access to your online accounts without going through your computer – people regularly throw away confidential financial information, including paper copies of online banking logins and so on. Ensure that you destroy any personal information before throwing it away by shredding bank statements and expired cards.

16. Report online fraud

If you think you’ve become a victim of identity theft or cybercrime, report it to the proper authorities immediately. Visit the Action Fraud site for more information.

from Norton.com

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